Identity theft poses a serious threat to your finances, but using a monitoring service can help you safeguard your financial and personal details. LifeLock offers three plans starting at $10.42 monthly when paid annually. Depending on your plan choice, members might receive compensation for specific losses due to identity theft and fraud.
Importance of Identity Theft Protection
The Federal Trade Commission (FTC) reported over 1.3 million identity theft cases in 2025, highlighting the prevalence of this issue. Identity protection services like LifeLock track your personal data for unusual activity and alert you to potential misuse. This might involve someone using your Social Security number for opening accounts or applying for loans, and also monitoring if your data appears on the dark web.
These alerts enable you to detect identity theft early and take measures to avoid further damage. Some plans even monitor changes in your credit and financial accounts, providing more opportunities to detect suspicious activity early.
How LifeLock Protects Your Information
LifeLock’s select plans oversee your credit score, utility accounts, and more. All three plans provide identity and Social Security number monitoring, as well as dark web alerts for suspicious activity. Certain plans include credit monitoring across several bureaus. The higher-level plans track payday loan, utility, and social media account activities. In cases of compromised information, a scam assistant can offer guidance.
Plans may cover up to $3 million for identity theft. The Advanced plan and Total plan add scam reimbursement of up to $5,000 and $10,000 respectively for qualified fraud losses.
Which LifeLock Plan Suits You?
By paying annually instead of monthly, you save 16%. Here’s a breakdown:
- Core: Priced at $10.42 monthly when billed annually, this plan includes identity monitoring, bank and credit alerts for up to two accounts, monitoring from two credit bureaus, and up to $1.05 million in identity theft coverage per adult.
- Advanced: At $16.67 monthly when billed annually, it extends bank alerts to five accounts and monitors all three credit bureaus. It offers up to $1.2 million in identity theft coverage per adult and $5,000 in scam reimbursements.
- Total: This comprehensive plan costs $29.17 monthly when billed annually. It includes monitoring for home title and investment accounts, up to $3 million in identity theft coverage per adult, and $10,000 in scam reimbursement.
Regardless of your career stage, safeguarding your assets is wise. Each LifeLock plan provides valuable protection worth investing in.
Christopher Murray, a commerce writer for Fox News, specializes in topics such as outdoor gear, DIY projects, grills, pet products, and auto essentials.
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