A new Democratic-led bill proposes to broaden access to fertility treatments for veterans, specifically addressing in vitro fertilization (IVF). The legislation aims to expand access to reproductive technology nationwide, with particular emphasis on veterans and military families.
Purpose of the Legislation
House Democrat Rick Larsen, one of the advocates of the bill, stated that this comprehensive legislation will ensure access to IVF and other fertility services. The proposal also includes the Veteran Families Health Services Act, which will integrate fertility treatments into the health benefits of servicemembers and veterans.
“The legislation also includes my bill with Senator Murray, the Veteran Families Health Services Act, to ensure fertility treatments are included in servicemembers’ and veterans’ health benefits,” Larsen noted. This aims to assist women and men in uniform, alongside working families, to fulfill their family-building dreams.
Reasons for the Legislation
Active-duty women report more fertility issues than their civilian counterparts. Veterans face challenges in proving that infertility is linked to their service. According to Paralyzed Veterans of America, women veterans experience fertility issues at a rate 50% higher than civilians, often due to service-related injuries.
Current VA regulations restrict IVF services to certain eligible veterans and their spouses. Many former service members struggling with infertility do not qualify for coverage due to these limitations.
Overview of the Right to IVF Act of 2026
Part of the proposal is the Right to IVF Act of 2026, introduced by House Democrats including James Walkinshaw, Lori Trahan, Rosa DeLauro, Laura Gillen, and Rick Larsen. This act, incorporating the Veteran Families Health Services Act, seeks to include fertility treatment coverage for military families while ensuring national access to these services.
Alex Beene, a financial literacy instructor, noted that the act will establish a nationwide right to assisted reproductive care and mandate coverage in employer-sponsored plans, Medicaid, Medicare, and federal health benefits for servicemembers and veterans.
Previous Legislative Efforts
Efforts to permanently extend infertility treatment benefits through the VA are ongoing. The Veterans Infertility Treatment Act of 2025 proposed offering comprehensive reproductive technologies and fertility preservation services to eligible veterans. While it allowed multiple IVF cycles, the bill is currently pending in the Subcommittee on Health.
Opposition exists due to moral concerns around IVF. Representative Matt Rosendale and a group of Republicans questioned the ethics of VA-funded IVF, expressing concerns over the handling of surplus embryos.
Impact of the Right to IVF Act of 2026
The current requirement for veterans to prove service-related infertility would be removed. Michael Ryan, a finance expert, explained that the process is burdensome. The real obstacle is the cost of IVF, which ranges from $15,000 to over $20,000 per cycle. This bill aims to alleviate financial barriers through mandated insurance coverage.
Kevin Thompson, 9i Capital Group CEO, stated that federal mandates could make IVF more accessible and affordable, yet political challenges remain due to varying state-level views on embryo handling.
Next Steps for the Bill
The Right to IVF Act of 2026 is currently with several committees for review. It requires approval from both Congress chambers and the president to be enacted. Although facing challenges in a divided Congress, its passage would be a significant step in expanding fertility treatment access for veterans and other Americans.
Alex Beene mentioned the potential long-term impact, highlighting the bill’s role in setting fertility treatment as a standard health benefit, which may lead to increased costs and complex decisions regarding eligibility and treatment limits.
Contact Newsweek editors on this story: Jason Lemon and Gray R. Thomas.

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